Thank you so much for writing The Next Step which is a much-needed book for South Africans. Both Richard and I have read the book followed by taking ourselves on a “retirement” retreat in September. We are close to retirement but not quite there yet. We think the book is very holistic because it looks at a full range of a person’s needs exemplified in the “remaining healthy” section. We answered the questions in the planning template. Succession planning and the action programme ”the roadmap “caused an aha moment for us. There is now a sense of how to go about planning in an incremental way.

 

In terms of possible improvements, the Planning Template at times felt repetitive. Perhaps we anticipated answers! Some questions were too long e.g. Under Financial 4.1.1 there are 5 questions. Although Andrew as a farmer was self-employed there was perhaps too little about it as a scenario.

 

Again thank you it took courageous, hard work to put together a thought-provoking book.

Bernice and Richard Stott

HI Barry, I am enjoying your book immensely and I read a  chapter in my bath each evening when washing the cow dung sweat, blood and stress off!

I am on the SECOND reading of your book !!! Love it.

Todd Collins

I enjoyed the book you gave us a lot….some wise words in it.

Joe Kirstein

 

I thoroughly enjoyed your book – you guys gave excellent advice and guidance on all
aspects of retiring. This type of information is seldom found all in one book and
applies to our SA situation.

As you know my philosophy is that you never fully retire – if you want a long life!!!

All ways do something after retirement that you enjoy that still brings you in an income
but you do this activity say three days a week to start with or five mornings a week.
One needs to ease into that mode and for some people the fact that they have got
a definite job to do keeps them motivated.
This could be a hobby that now earns you an income – ie: Woodwork…. Or you carry
on in the job as a Consultant……..

Here I think of Prof Phillip Tobias – Professor of Anatomy at Wits for over 60 years
who carried on working until he was 86.
I also have a family friend who is 90 years of age and still going into work every day at 7am with a packed lunch – but takes holidays and time off a plenty. He is Pat Brophy the founder and owner of Cobra Bodies in JHB. He does not look a day over 70.

Well done on the books sold to date and I am sure you will soon have sold 1000 plus.

Craig Elstob

I just wish you’d published before I retired!
There must be a way to liaise with the companies that host pre-retirement seminars like Alexander Forbes do for Bank pensioners because it really is helpful on the planning pre retirement side too.
Have you tried liaising with YEI & similar organisations?
So many useful tips & information & very well written, an easy read but a definite “must have” read for near & post retirees.
Congratulations!

Terry Babb

As an 82 year old who finally retired 20 years ago, reading this publication could well be described as déjà vu.

My initial ‘retirement’ at the age of 55 in Johannesburg was the result of corporate restructuring of which I was an active participant. The first work day after leaving the corporate situation I opened my own business which was akin to that of my erstwhile employer, who had graciously allowed me the planning time. In this situation previous contacts were invaluable. After a slow start, the business grew exponentially and five years down the line, I was faced with the pleasant dilemma of going national and possibly international. However this option vanished abruptly when I was faced with 5 gunmen whilst closing the business for the day. Surviving, but no longer prepared to take further risks, I sold the business.

My ‘retirement’ then really commenced…so many things to do…that special holiday cruise, the house to renovate, play bowls, Rotary projects, new friends, Chairman of the Sports Club, Rotary District Governor, Travel from Johannesburg to Durban to be with the family,…life was so busy.

We downsized, then when on holiday in Durban with the family, found that ideal retirement complex for the ‘active over 50’s’. It was downsize again. New friends to make, again Rotary was a haven, competitive bowls and joining with retired professional and business people(Probus) at a monthly luncheon meeting.

Keeping fit is a challenge, no gym for me, I exercise daily at home, we walk the dog and try and avoid being glued to the TV.

Medical Aid costs are out of control and prescriptive conditions allied to an 18.2% increase in subscriptions chomps into income, but there is little we can do other than endeavour to keep fit.

Holidays, if not with the family, tend to be coach tours and there are some very efficient tour operators and you are assured of a similar age group.

I did not contribute to The Next Step…Planning the road through Retirement, but I can say “been there, done that, got the T shirt!”

Peter Dupen

Many thanks Barry, I have already given to my Son Darin who thoroughly enjoyed it and I have also referred your book to a few friends.

June Owen

So glad we bought your book when we did. We are on the eve of retirement and it seemed like a scary road ahead and the end of something. After reading the book we feel retirement is a beginning and has given us a more positive outlook on the years ahead. Many exciting things to do, now that we have the time.
Thank you again for the important information and guidance you have given in this your first book!

Gail Gradidge

‘Next Step’ is not a run of the mill book about retirement as it covers a number of aspects of the changes that retired people have to handle. Being retired is obviously a big change in many ways. A large part of it involves income. While this is clearly very important, there are many other dimensions which are too often neglected. One of these may be termed psychological, with depression being an all too familiar example. Another is the change in social life; the friendships that are built within the workplace may be greatly missed by a retired person. Work – life balance becomes a very different issue once retirement happens. These are of course challenges to be taken very seriously. However, retirement is also an opportunity for a more flexible life style, perhaps with a down scaling of work combined with exploring new directions; Inactivity may be tempting but there is much to be said for being as active as possible.

What the authors have done very effectively is to offer advice concerning the different possibilities retirement brings in its train in response to these different challenges. In that sense, it may be termed a holistic discussion as well as a useful ‘how to’ guide for those who need help before retirement as well as for those who have to deal with the situation when it actually begins (the opposite of the proverbial first day at work) and what comes afterwards. There are, for example, chapters on remaining healthy in retirement, making a will and downsizing; all are issues very relevant to retirement. The book also has the merit of being written with admirable clarity. People planning their retirement and those who are already retired will be grateful to the authors after reading this book.

 

 

Malcolm Wallis